It was quite easy but quite time consuming to make this.
What I did was load the model into MMD and remove her panties, then I loaded a whole bunch of poses and exported them all as png images.
Then I opened up Krita (an Adobe Photoshop alternative), imported the png pictures along with a picture by Ademar440 (credit for using that picture goes to him) to put behind the png pics.
Then I just layered the png pics in a particular way, then I saved it.

If you want me to make one for a different one of Izumi's outfits and have it either:
-Topless
-Bottomless
-Naked
-Fully Clothed

Just comment below the outift and a style mentioned above.

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